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The platform

Every step of a deal, in one place.

Yieldhouse takes a property from first sighting to refinance and beyond. Score it, compare it, stack the finance, find a lender and track it once it is yours, without six tabs and a spreadsheet.
Deal sheet
Example

Halifax HX1

27 Larkfield Row

3-bed mid-terrace · Freehold

Asking
£125,000
Gross yield
8.6%
Left in (BRR)
£28,090
  1. Source (done)
  2. Analyse (done)
  3. Compare (done)
  4. Stack (done)
  5. Finance (in progress)
  6. Track

Analyse · Deal Analyser

Paste an address and a price. Get the numbers.

The Deal Analyser takes any UK address and an asking price and returns a valuation range, a rent range, gross and net yield and the risks worth knowing before you book a viewing.

How it works

  1. 01

    Paste an address and price

    From a portal listing, an agent email, an auction pack or a for-sale board.

  2. 02

    We pull the evidence

    Sold prices, EPC, flood zone, crime and rental data for the street and area.

  3. 03

    You get a scored deal sheet

    Ranges, yields, flags and cited comparables you can share or export.

Deal Analyser
Example

Example result ready.

Deal Score · Buy-to-let

27 Larkfield Row, Halifax HX1

3-bed mid-terrace · Freehold

  • BRR 78
  • HMO 54
  • Serviced accommodation 41
Valuation
£128k–£139k
Asking £125k
Rent
£850–950
per month
Gross yield
8.6%
at mid rent
Net yield
6.1%
after costs
  • EPC D. Upgrade to C likely needed. Estimate £4,000 to £7,000.
  • Article 4 area. HMO conversion would need planning permission.
  • Flood zone 1. Low river and sea flood risk.

Cited comparables

  • [1]9 Larkfield Row · Mar 2026 · 0.0 mi£132,500
  • [2]41 Dene Street · Jan 2026 · 0.2 mi£129,000
  • [3]6 Holmfield Road · Nov 2025 · 0.4 mi£136,000
  • Ranges, not guesses

    Valuation and rent come as a low to high range with the evidence behind them.

  • Every comp cited

    See the sales we used, with date, price and distance, and remove any you disagree with.

  • Under a minute

    From pasted address to scored deal sheet, so you can triage a list over a coffee.

Analyse · Deal Score

One number per strategy, and how sure we are.

Every deal gets a Deal Score from 0 to 100 for buy-to-let, BRR, HMO, serviced accommodation and flip, each with a confidence range. Change an assumption and the score updates in front of you.

How it works

  1. 01

    Pick the strategies you run

    Scores are worked out for each one, because a good HMO is rarely a good flip.

  2. 02

    Read the range, not just the number

    A 72 with a range of 68 to 76 is firmer than a 72 with 55 to 85.

  3. 03

    Edit the assumptions

    Rent, deposit, rate, voids, refurb. The score and every yield recalculate.

How we score
Deal Score · 27 Larkfield Row
Example
  • Buy-to-let72 · 68–76
  • BRR78 · 72–83
  • HMO54 · 46–61
  • Serviced accommodation41 · 33–50

What moved it

  • Yield vs area+18
  • Price vs comparables+11
  • Demand and voids+6
  • EPC upgrade cost−5

Your assumptions

  • Rent £900 pcm
  • Deposit 25%
  • Rate 5.5% IO
  • Voids 4%
  • Management 10%
  • 0 to 100, per strategy

    Five strategy scores on every deal, so you see where a property fits best.

  • Confidence range shown

    Thin evidence widens the range. We never hide uncertainty behind a single figure.

  • Independent of commission

    No partner, lender or referral fee can move a score. It is built from data only.

Compare

Four deals, side by side. One clear verdict.

Line up to four deals against the same assumptions. Yields, cash flow, money left in and the main risk for each, with a plain-English verdict on which one fits your strategy.

How it works

  1. 01

    Add deals from anywhere

    From alerts, the analyser or a shortlist. Mix towns and property types.

  2. 02

    Set one set of assumptions

    Same deposit, rate and costs across the board, so the comparison is fair.

  3. 03

    Read the verdict

    The AI explains which deal leads and why, then you decide.

Compare · 4 deals
Example
Example comparison of four deals
Deal
Halifax HX13-bed terrace
Bradford BD32-bed terrace
Wakefield WF12-bed flat
Doncaster DN43-bed semi
Price£125,000£98,000£89,000£140,000
Gross yield8.6%9.4%8.7%7.6%
Cash flow / mo£312£288£164£296
Money left inHoldHoldHold£24,600
Main riskEPC DHigher voids82-year leaseRefurb scope

AI verdict: On your assumptions, Doncaster DN4 leads for BRR: the widest gap to end value and the cleanest refinance. Halifax HX1 is the stronger pure hold if you won’t refurbish.

  • Like for like

    Shared assumptions take the spin out of agent figures and marketing yields.

  • Strategy-aware

    The leader for BRR is often not the leader for income. The verdict says so.

  • Share as one sheet

    Send a single comparison to a partner, a lender or your future self.

Stack · Deal Stacker

Bridge, refurb, refinance. Know what stays in.

The Deal Stacker models the whole finance stack: purchase, bridging, works, holding costs and refinance. It shows exactly how much of your cash comes back out and how much is left in the deal.

How it works

  1. 01

    Choose a stack

    Cash, BTL mortgage, or bridge to refinance, with or without a refurb.

  2. 02

    Set the end value

    Use our valuation range or your own figure, then stress it.

  3. 03

    See money left in

    Cash in, cash released, return on what is left and the lender stress test.

See the worked example
Deal Stacker · 3-bed terrace, Halifax HX1
Example
  1. Bridge75% LTV · 6 mo
  2. Refurb£25,000
  3. Refinance75% of £180,000
  • Deposit (25%)
    +£30,000
  • Stamp duty (SDLT)
    +£6,000
  • Legals and valuation
    +£3,000
  • Bridge interest and fee
    +£6,390
  • Refurb
    +£25,000
  • Holding costs
    +£1,200
  • Cash released on refinance
    −£43,500
  • Money left in
    £28,090
Cash in
£71,590
Recycled
61%
ICR at 7.5%
136%
  • Retained interest handled

    Bridging interest, arrangement fees and exit costs modelled the way lenders charge them.

  • Stress-tested refinance

    Interest cover checked at a stressed rate, so the exit works on paper before you commit.

  • Real tax, real fees

    Stamp duty with the surcharge, legals and holding costs included by default.

Finance · Finance Finder

Matched to lender criteria, before you apply.

Finance Finder checks your deal against the criteria that decide a lending decision: LTV, interest cover, property type, experience and works. You see the fit, then a broker partner takes it from there.

How it works

  1. 01

    We read the deal

    Value, rent, property type, refurb scope and your experience.

  2. 02

    We match criteria

    BTL, bridging, HMO, development and refurb-to-let products.

  3. 03

    A broker partner arranges it

    Send a lender-ready pack to an FCA-authorised broker partner in one click.

Finance and deal stacking
Finance Finder · Halifax HX1 BRR
Example
  • Specialist BTL lender

    5-year fixed BTL

    92% match

    • Meets: Max LTV 75%
    • Meets: ICR 125% at 7.5%
    • Meets: Min value £75,000
    • Meets: First-time landlords
  • Bridging lender

    Light-refurb bridge, 12 months

    84% match

    • Meets: Up to 75% of purchase
    • Meets: Retained interest
    • Meets: Exit by BTL refinance
    • Does not meet: Works over 30% of value
  • HMO lender

    Small HMO, up to 6 beds

    61% match

    • Does not meet: Licensed HMO
    • Meets: Min 2 years landlord history
    • Does not meet: Article 4 consent
    • Meets: ICR 125% at pay rate + 2%
  • Criteria, not adverts

    Matches are based on what a lender actually accepts, shown line by line.

  • Lender-ready pack

    Deal sheet, comps, works schedule and stress test bundled for the broker.

  • Fees disclosed

    Any referral fee is shown up front and never affects your Deal Score.

Source · Alerts and Sources

Forward your alerts. We score every one.

Keep the portal searches you already have. Forward the alert emails to your Yieldhouse address and each listing comes back scored. Add partner agent, auction and sourcer deal flow, or paste any address you find.

How it works

  1. 01

    Forward portal alerts

    Set up a forwarding rule once. Each listing in each email is scored.

  2. 02

    Add partner and auction flow

    Deals from partner agents, auction houses and sourcers arrive pre-analysed.

  3. 03

    Get told about the good ones

    Push and email alerts when something clears the score you set.

Alerts · deals@in.yieldhouse.co.uk
Example
Forwarded by you · 07:42

Fwd: 3 new properties match “Halifax, up to £150k”

  • Larkfield Row, Halifax HX1

    £125,000 · 3 bed · 8.6% gross

  • Queens Road, Halifax HX1

    £149,950 · 3 bed · 7.1% gross

  • Gibbet Street, Halifax HX1

    £92,500 · 2 bed · 7.8% gross

  • Your searches, scored

    You choose the portals and filters. We do the reading and the maths.

  • Partner deal flow

    Agent, auction and sourcer listings, each with its source shown.

  • No scraping

    We only analyse what you forward, paste or what partners send us.

AI Analyst

Ask ‘why 72?’ Get the evidence.

The AI Analyst knows every number on your deal sheet and where it came from. Ask it anything about a deal and it answers in plain English, citing the data behind each claim.

How it works

  1. 01

    Ask in your own words

    Why this score, what if rent is £50 lower, what would a lender worry about.

  2. 02

    It answers with sources

    Every claim links to the sale, register or dataset it came from.

  3. 03

    It shows what would change it

    Which assumption moves the score most, and by how much.

AI Analyst
Example

Why 72 and not higher?

The asking price sits about 6% under recent sales on the street[1], and rent at £900 pcm gives an 8.6% gross yield[2]. That is what lifts it.

It stops short of the high 70s because the EPC is D[3]: budget £4,000 to £7,000 to reach C. Lower that cost in your assumptions and the score moves to 75.

  1. [1]Three sales on or near Larkfield Row since Nov 2025, £129,000 to £136,000 · HM Land Registry
  2. [2]Two-bed and three-bed lets in HX1 averaging £880 to £930 pcm · PropertyData
  3. [3]EPC D (62), last assessed 2019 · EPC register
  4. [4]Flood zone 1 · Environment Agency
  • Cited, every time

    If it can't point to evidence, it says so rather than guessing.

  • Grounded in your deal

    Answers use your assumptions and your strategy, not generic advice.

  • Information, not advice

    It explains the numbers. Decisions, and regulated advice, stay with you and your adviser.

Learning layer

Every term explained, with your numbers.

Tap any term on a deal sheet, from ICR to retained interest, and get a plain-English definition worked through with the figures on that deal. New investors learn as they go; experienced ones check the maths.

How it works

  1. 01

    Tap a term

    Every metric and finance term on a deal sheet is explained in place.

  2. 02

    See it worked through

    The definition uses this deal's rent, price and loan, not a textbook example.

  3. 03

    Go deeper

    Each term links to a full glossary entry and the free calculator.

Browse the glossary
Deal sheet · Interest cover
Example

At a 7.5% stress rate, rent covers the interest 136% of the way, so it passes a 125% ICR test.

ICR, interest cover ratio

Annual rent divided by annual mortgage interest at the lender’s stress rate. Lenders use it to cap how much they will lend on a buy-to-let.

This deal: £13,800 ÷ (£135,000 × 7.5%) = 136%

  • 24 core terms

    From gross yield to Section 24, written for UK investors.

  • No jargon walls

    Short definitions first, detail when you want it.

  • Linked to the tools

    Jump from a definition to the calculator that uses it.

Track · Portfolio

Once it’s yours, keep score.

Portfolio tracks estimated value, equity, cash flow and yield across every property you own, so you know when a remortgage, a rent review or a sale is worth a look.

How it works

  1. 01

    Add what you own

    Address, purchase price, mortgage and rent. Import from a spreadsheet.

  2. 02

    We keep it current

    Values refresh as new sales register; you update rents and rates.

  3. 03

    Get nudged

    Fixed rate ending, equity to release, an EPC deadline coming up.

Portfolio · 5 properties
Example

Estimated value, 24 months

£612,000

+£64,000

Portfolio value
£612,000
+11.7% over 24 months
Equity
£221,400
36% of value
Monthly cash flow
£1,840
After mortgage and costs
Average net yield
6.4%
Across 5 properties
  • Equity at a glance

    Estimated value less mortgages, property by property and in total.

  • Real cash flow

    Rent less mortgage and costs, not just headline yield.

  • Ready for the next deal

    See how much you could release to fund the next purchase.

Information, not advice. All figures on this page are fictional examples. Yieldhouse provides information to help you assess property deals. It is not financial, tax or legal advice.

Early access

Bring your next deal. We’ll score it.

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