The platform
Every step of a deal, in one place.
Halifax HX1
27 Larkfield Row
3-bed mid-terrace · Freehold
- Asking
- £125,000
- Gross yield
- 8.6%
- Left in (BRR)
- £28,090
- Source (done)
- Analyse (done)
- Compare (done)
- Stack (done)
- Finance (in progress)
- Track
One deal, one flow
Six jobs you used to do in six places. Now one.
- 01SourceForwarded alerts, partner agents, auctions, any address.
- 02AnalyseValuation, rent, yields and risk in under a minute.
- 03CompareUp to four deals, side by side, with a verdict.
- 04StackBridge, refurb and refinance, down to money left in.
- 05FinanceMatched to lender criteria through a broker partner.
- 06TrackValue, equity and cash flow across your portfolio.
Analyse · Deal Analyser
Paste an address and a price. Get the numbers.
How it works
- 01
Paste an address and price
From a portal listing, an agent email, an auction pack or a for-sale board.
- 02
We pull the evidence
Sold prices, EPC, flood zone, crime and rental data for the street and area.
- 03
You get a scored deal sheet
Ranges, yields, flags and cited comparables you can share or export.
Example result ready.
Deal Score · Buy-to-let
27 Larkfield Row, Halifax HX1
3-bed mid-terrace · Freehold
- BRR 78
- HMO 54
- Serviced accommodation 41
- Valuation
- £128k–£139k
- Asking £125k
- Rent
- £850–950
- per month
- Gross yield
- 8.6%
- at mid rent
- Net yield
- 6.1%
- after costs
- EPC D. Upgrade to C likely needed. Estimate £4,000 to £7,000.
- Article 4 area. HMO conversion would need planning permission.
- Flood zone 1. Low river and sea flood risk.
Cited comparables
- [1]9 Larkfield Row · Mar 2026 · 0.0 mi£132,500
- [2]41 Dene Street · Jan 2026 · 0.2 mi£129,000
- [3]6 Holmfield Road · Nov 2025 · 0.4 mi£136,000
Ranges, not guesses
Valuation and rent come as a low to high range with the evidence behind them.
Every comp cited
See the sales we used, with date, price and distance, and remove any you disagree with.
Under a minute
From pasted address to scored deal sheet, so you can triage a list over a coffee.
Analyse · Deal Score
One number per strategy, and how sure we are.
How it works
- 01
Pick the strategies you run
Scores are worked out for each one, because a good HMO is rarely a good flip.
- 02
Read the range, not just the number
A 72 with a range of 68 to 76 is firmer than a 72 with 55 to 85.
- 03
Edit the assumptions
Rent, deposit, rate, voids, refurb. The score and every yield recalculate.
- Buy-to-let72 · 68–76
- BRR78 · 72–83
- HMO54 · 46–61
- Serviced accommodation41 · 33–50
What moved it
- Yield vs area+18
- Price vs comparables+11
- Demand and voids+6
- EPC upgrade cost−5
Your assumptions
- Rent £900 pcm
- Deposit 25%
- Rate 5.5% IO
- Voids 4%
- Management 10%
0 to 100, per strategy
Five strategy scores on every deal, so you see where a property fits best.
Confidence range shown
Thin evidence widens the range. We never hide uncertainty behind a single figure.
Independent of commission
No partner, lender or referral fee can move a score. It is built from data only.
Compare
Four deals, side by side. One clear verdict.
How it works
- 01
Add deals from anywhere
From alerts, the analyser or a shortlist. Mix towns and property types.
- 02
Set one set of assumptions
Same deposit, rate and costs across the board, so the comparison is fair.
- 03
Read the verdict
The AI explains which deal leads and why, then you decide.
| Deal | Halifax HX13-bed terrace | Bradford BD32-bed terrace | Wakefield WF12-bed flat | Doncaster DN43-bed semi |
|---|---|---|---|---|
| Price | £125,000 | £98,000 | £89,000 | £140,000 |
| Gross yield | 8.6% | 9.4% | 8.7% | 7.6% |
| Cash flow / mo | £312 | £288 | £164 | £296 |
| Money left in | Hold | Hold | Hold | £24,600 |
| Main risk | EPC D | Higher voids | 82-year lease | Refurb scope |
AI verdict: On your assumptions, Doncaster DN4 leads for BRR: the widest gap to end value and the cleanest refinance. Halifax HX1 is the stronger pure hold if you won’t refurbish.
Like for like
Shared assumptions take the spin out of agent figures and marketing yields.
Strategy-aware
The leader for BRR is often not the leader for income. The verdict says so.
Share as one sheet
Send a single comparison to a partner, a lender or your future self.
Stack · Deal Stacker
Bridge, refurb, refinance. Know what stays in.
How it works
- 01
Choose a stack
Cash, BTL mortgage, or bridge to refinance, with or without a refurb.
- 02
Set the end value
Use our valuation range or your own figure, then stress it.
- 03
See money left in
Cash in, cash released, return on what is left and the lender stress test.
- Bridge75% LTV · 6 mo
- Refurb£25,000
- Refinance75% of £180,000
- Deposit (25%)+£30,000
- Stamp duty (SDLT)+£6,000
- Legals and valuation+£3,000
- Bridge interest and fee+£6,390
- Refurb+£25,000
- Holding costs+£1,200
- Cash released on refinance−£43,500
- Money left in£28,090
- Cash in
- £71,590
- Recycled
- 61%
- ICR at 7.5%
- 136%
Retained interest handled
Bridging interest, arrangement fees and exit costs modelled the way lenders charge them.
Stress-tested refinance
Interest cover checked at a stressed rate, so the exit works on paper before you commit.
Real tax, real fees
Stamp duty with the surcharge, legals and holding costs included by default.
Finance · Finance Finder
Matched to lender criteria, before you apply.
How it works
- 01
We read the deal
Value, rent, property type, refurb scope and your experience.
- 02
We match criteria
BTL, bridging, HMO, development and refurb-to-let products.
- 03
A broker partner arranges it
Send a lender-ready pack to an FCA-authorised broker partner in one click.
Specialist BTL lender
5-year fixed BTL
92% match
- Meets: Max LTV 75%
- Meets: ICR 125% at 7.5%
- Meets: Min value £75,000
- Meets: First-time landlords
Bridging lender
Light-refurb bridge, 12 months
84% match
- Meets: Up to 75% of purchase
- Meets: Retained interest
- Meets: Exit by BTL refinance
- Does not meet: Works over 30% of value
HMO lender
Small HMO, up to 6 beds
61% match
- Does not meet: Licensed HMO
- Meets: Min 2 years landlord history
- Does not meet: Article 4 consent
- Meets: ICR 125% at pay rate + 2%
Criteria, not adverts
Matches are based on what a lender actually accepts, shown line by line.
Lender-ready pack
Deal sheet, comps, works schedule and stress test bundled for the broker.
Fees disclosed
Any referral fee is shown up front and never affects your Deal Score.
Source · Alerts and Sources
Forward your alerts. We score every one.
How it works
- 01
Forward portal alerts
Set up a forwarding rule once. Each listing in each email is scored.
- 02
Add partner and auction flow
Deals from partner agents, auction houses and sourcers arrive pre-analysed.
- 03
Get told about the good ones
Push and email alerts when something clears the score you set.
Fwd: 3 new properties match “Halifax, up to £150k”
- Pushed
Larkfield Row, Halifax HX1
£125,000 · 3 bed · 8.6% gross
Queens Road, Halifax HX1
£149,950 · 3 bed · 7.1% gross
Gibbet Street, Halifax HX1
£92,500 · 2 bed · 7.8% gross
Your searches, scored
You choose the portals and filters. We do the reading and the maths.
Partner deal flow
Agent, auction and sourcer listings, each with its source shown.
No scraping
We only analyse what you forward, paste or what partners send us.
AI Analyst
Ask ‘why 72?’ Get the evidence.
How it works
- 01
Ask in your own words
Why this score, what if rent is £50 lower, what would a lender worry about.
- 02
It answers with sources
Every claim links to the sale, register or dataset it came from.
- 03
It shows what would change it
Which assumption moves the score most, and by how much.
Why 72 and not higher?
The asking price sits about 6% under recent sales on the street[1], and rent at £900 pcm gives an 8.6% gross yield[2]. That is what lifts it.
It stops short of the high 70s because the EPC is D[3]: budget £4,000 to £7,000 to reach C. Lower that cost in your assumptions and the score moves to 75.
- [1]Three sales on or near Larkfield Row since Nov 2025, £129,000 to £136,000 · HM Land Registry
- [2]Two-bed and three-bed lets in HX1 averaging £880 to £930 pcm · PropertyData
- [3]EPC D (62), last assessed 2019 · EPC register
- [4]Flood zone 1 · Environment Agency
Cited, every time
If it can't point to evidence, it says so rather than guessing.
Grounded in your deal
Answers use your assumptions and your strategy, not generic advice.
Information, not advice
It explains the numbers. Decisions, and regulated advice, stay with you and your adviser.
Learning layer
Every term explained, with your numbers.
How it works
- 01
Tap a term
Every metric and finance term on a deal sheet is explained in place.
- 02
See it worked through
The definition uses this deal's rent, price and loan, not a textbook example.
- 03
Go deeper
Each term links to a full glossary entry and the free calculator.
At a 7.5% stress rate, rent covers the interest 136% of the way, so it passes a 125% ICR test.
ICR, interest cover ratio
Annual rent divided by annual mortgage interest at the lender’s stress rate. Lenders use it to cap how much they will lend on a buy-to-let.
This deal: £13,800 ÷ (£135,000 × 7.5%) = 136%
24 core terms
From gross yield to Section 24, written for UK investors.
No jargon walls
Short definitions first, detail when you want it.
Linked to the tools
Jump from a definition to the calculator that uses it.
Track · Portfolio
Once it’s yours, keep score.
How it works
- 01
Add what you own
Address, purchase price, mortgage and rent. Import from a spreadsheet.
- 02
We keep it current
Values refresh as new sales register; you update rents and rates.
- 03
Get nudged
Fixed rate ending, equity to release, an EPC deadline coming up.
Estimated value, 24 months
£612,000
+£64,000
- Portfolio value
- £612,000
- +11.7% over 24 months
- Equity
- £221,400
- 36% of value
- Monthly cash flow
- £1,840
- After mortgage and costs
- Average net yield
- 6.4%
- Across 5 properties
Equity at a glance
Estimated value less mortgages, property by property and in total.
Real cash flow
Rent less mortgage and costs, not just headline yield.
Ready for the next deal
See how much you could release to fund the next purchase.
Information, not advice. All figures on this page are fictional examples. Yieldhouse provides information to help you assess property deals. It is not financial, tax or legal advice.
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